How does gibobs work?

Our business model is based on transparency and, thus, we want to explain how gibobs works in a clear way to help you resolve all your doubts.

At gibobs, we make series of services available to you free of charge to help you to look after your financial health. But moreover, we dedicate ourselves to finding the financial products required by each customer in line with their personal circumstances, especially mortgages.

Begin to use gibobs

Our price policy is transparent

Accessing our platform and using the financial services that you choose has no cost for you:

My personal balance

My loans

My documents

Scoring gibobs

Mortgage simulator

However, to receive personalised impartial advisory services that help you to find the best mortgage on the market or to improve the conditions of your current mortgage, we will ask you to make a refundable deposit of €50, which will be used to pay for the appraisal of the home chosen, once you have selected the mortgage that most suits you of all those we present to you.

If we do not meet our objective and we do not secure any offer for you, we will refund you the full amount paid.

And you will also receive the reimbursement of the deposit of €50 if:

You receive a firm offer that is better than ours for new mortgages.

We do not manage to improve the conditions of your current mortgage with respect to subrogations and cancellations.

The reason why our advice is not free is very simple: most digital companies that do not charge you use your data to market with them and to send them to third parties. At gibobs, we are against the disloyal use of your information, You have our commitment that your information is yours.

You can consult our price policy here.

So how is gibobs financed?

We pledge for a business model in which all parties win. But is that possible? Of course!

Our customers

You have access to the financial services and tools necessary to improve your financial health and so you can obtain the best conditions for the financial products you need. You win.

Our partners

A wide variety of prestigious companies in the financial and real estate sectors help us to offer you a quality service and share our business vision and our professional objectives. They win.


We negotiate with the banks for you and provide you with the best market offers for the financial product you need. And, if you decide to accept any of these offers, we will receive commission from the bank in question. We win.

You have the last word

You have our commitment that our advisory services are 100% impartial so that the mortgage you choose is the one that will truly make you happy with your decision.

You will be the one to decide which offer you wish to take out.

Our advisers will provide you with the necessary tools to understand the small print.

You will be kept up to date regarding the transaction at all times.

Calculate your mortgage